Short Term Medical
Short Term Medical plans are available to AWA members, which include insurance benefits for a term coverage length of 6 or 12 months, less one day, depending on plan selected with a variety of deductible options. The plans specify covered medical services such as doctor visits, hospital confinement, emergency room visits, surgery, anesthesia, urgent care, nursing/home health facilities, mental health, physical health and transplant benefits and includes access to an extensive Preferred Provider Organization (PPO) network through Aetna.
Accident insurance plans help you prepare for the unexpected and provide an affordable way for individuals and families to be protected from the extra expenses that can come due to an accident. Having access to benefits and resources to assist with unforeseen expenses can help ease the burden; and this is where an Accident insurance plan can help. Key benefits include:
- Minimize out-of-pocket health care expenses specifically related to a covered accident
- Provide cash benefits towards medical services related to a covered accident
- Protect finances while dealing with a covered critical illness (specific products ONLY)
- Provide just the right amount of benefits at an affordable price
Fixed Indemnity Insurance
Stand-alone accident plans are available which include Fixed Indemnity Benefits, Accident Medical Expense Benefits (AME), Accidental Death & Dismemberment Benefits (AD&D) and Critical Illness Lump Sum Benefits. Benefits include hospital confinement, emergency room, outpatient surgery and more. (Benefits vary by membership).
Fully insured dental plans include coverage for dental exams, cleanings, treatment and services, including endodontics, periodontics, oral surgery, crowns, bridges, dentures, as well as orthodontics for dependent children. Dental indemnity plans are also available, which include coverage for preventive dental care, cleanings, x-rays and procedures, such as fillings and extractions.
AWA offers insured prescription benefits for most of the commonly prescribed generic drugs and preferred name drugs at low member co-pays. In addition, this membership allows purchase of non-preferred brand name drugs and non co-pay generics at a discounted rate, saving anywhere from 10-70% off of the pharmacy's retail charge.
Fully insured vision plans are available that include eye exams and coverage for eyeglasses, contact lenses and more.
For more information about the insurance plans available to AWA members, please contact AWA's benefits administrator - Premier Health Solutions at (855) 351-7536.
The insured plans included in AWA memberships are not Major Medical or Comprehensive Medical Insurance coverage and is neither a Medicare Supplement policy nor Workers' Compensation Insurance under federal and/or state law. These insured benefits will not satisfy the individual mandate as defined by the Patient Protection and Affordable Care Act.