AWA Dental Plus is a fully insured dental plan that pays for services and procedures based on a graduating scale of benefits percentages that increase over a period of three years. The plan pays the highest benefits on Year 3, so it is to the member’s advantage to maintain their dental plan. AWA Dental Plus also includes an orthodontic benefit for dependent children to age 19. Members have access to the Alliance Dental PPO network, one of the largest Dental PPO Networks in the country, with more than 101,000 unique dentists at 349,000 access points nationwide*. With so many options, there is sure to be a network provider nearby.
*Based on United Concordia internal research and reports, dated 2024.
United Concordia Insurance Company’s large network of dentists consists of more than 101,000 unique dentists at 349,000 access points nationwide*. Their extensive, ongoing recruitment efforts ensure that members can easily find a nearby network dentist, no matter where they live. United Concordia Insurance Company holds their dentists to the highest standards, rigorously screening their credentials and claims to verify quality care is provided to all members.
To locate participating dental providers in your area, visit: www.unitedconcordia.com/find-a-dentist/ and select the Alliance network.
Concordia Select Plan1 | Wait Period | Year 1 | Year 2 | Year 3 | |
Class 1 – Diagnostic/Preventive Services (Excluded from Annual Plan Maximum) | |||||
Exams | None | 100% | 100% | 100% | |
Bitewing X-Rays | |||||
All Other X-Rays | |||||
Cleanings & Fluoride Treatments (includes 1 additional cleaning during pregnancy) | |||||
Palliative Treatment | |||||
Sealants for children 15 and under (1 per tooth per 3 years) | |||||
Class 2 – Basic Services | |||||
Basic Restorative (Amalgam Fillings) | None | 40% | 80% | 90% | |
Simple Extractions | |||||
Space Maintainers | |||||
Repairs of Crowns, Inlays, Onlays, Bridges, & Dentures | |||||
Endodontics | |||||
Nonsurgical Periodontics | |||||
Surgical Periodontics | |||||
Complex Oral Surgery | |||||
General Anesthesia | |||||
Class 3 – Major Services | |||||
Inlays | None | 20% | 50% | 60% | |
Onlays | |||||
Crowns | |||||
Prosthetics (Bridges, Dentures) | |||||
Orthodontic (Dependent children to age 19) | |||||
Diagnostic, Active, Retention Treatment | 50% | ||||
Maximums & Deductibles (Cumulative of network and non-network) | |||||
Deductible (per person/per family) Per Calendar Year | $50/$150Excludes Class 1 & Orthodontics | ||||
Maximum (per person) Per Calendar Year | $1200Excludes Class 1 & Orthodontics | ||||
Lifetime Orthodontic Maximum2 | $1200 | ||||
Dental PPO Network | Alliance |
The percentage shown is the percentage of the policy’s maximum allowable charges (MACs) that the policy will pay for covered services provided by either a participating dentist or a nonparticipating dentist. participating dentists accept the maximum allowable charge as payment in full. Nonparticipating dentists may bill you for the difference between their charge and the maximum allowable charge paid by the policy. United Concordia Dental’s standard exclusions apply. Dependent children are eligible to age 26 in all states. The United Concordia Individual Dental Insurance Policy (“Policy”) includes a complete listing of covered services, limitations, exclusions, cancellation and renewal provisions. In the event of conflict, the Policy will govern. PPO individual dental products underwritten by: United Concordia Insurance Company when issued in AR, AZ, CA, CO, CT, FL, GA, IN, LA, MA, MI, MS, NM, OH, OK, OR, RI, SC, TN, TX, VA, WA and WV; United Concordia Life and Health Insurance Company when issued in DC, DE, IL, KY, MD, MO, NC, NJ and PA; United Concordia Dental Corporation of Alabama when issued in AL; and United Concordia Insurance Company of New York when issued in NY. United Concordia Insurance Company is not licensed in AL, DE, DC, IL, KY, MD, MO, NJ, NY, NC and PA. Not all products are available in all jurisdictions. United Concordia policies cover dental benefits only. United Concordia Insurance Company, California certificate of authority number 3739-0, is domiciled in Arizona at its statutory address, 2198 East Camelback Road, Suite 260, Phoenix, AZ 85016. Available Concordia products are underwritten by United Concordia Insurance Company in OK and written on OK policy form OKIN01-0312UCIC. The administrative office of UCCI and/or its licensed corporate affiliates is located at 4401 Deer Path Road, Harrisburg, PA 17110.
1 Issue Age is 18 and over; dependent children covered up to age 26.
2 Orthodontics is for dependent children up to age 19.
Dental Rates | Other Association & Membership Fees | AWA Dental Plus Monthly Membership Rates | |||
Member | $30.67 | + | $58.33 | = | $89 |
Member + 1 | $57.73 | + | $85.27 | = | $143 |
Member + Family | $93.23 | + | $121.77 | = | $215 |
The monthly membership rates are inclusive of membership fees, administrative fees, and insurance rates. The following rates apply for the dental insurance underwritten by United Concordia Insurance Company: Member = $30.67; Member plus One = $57.73; Member plus Family = $93.23. The monthly insurance premium rates only reflect the coverage underwritten by underwritten by United Concordia Insurance Company. It does not include the association’s costs or fees for other programs, and services; including but not limited to member discounts and savings related programs and services, administration and maintenance of association information, and awareness benefits, websites, enrollment, fulfillment, and any other costs related to administration of the association.
United Concordia Insurance Company knows how important oral health is to overall health—they have specialized in dental insurance for over 50 years. A national dental-care company, United Concordia Insurance Company has provided flexible, affordable dental insurance plans and great customer service to more than 9.5 million members nationwide. A recognized leader in the industry, United Concordia Insurance Company focuses on improving the oral health and well-being of the members they serve.
AWA Dental Plus is not available in AK,HI,IA,ME,MD,MO,MT,NY,NC,OR,PA,SD,UT,VT,WA