Health Insurance
Understanding the Marketplace
One of the challenges of small business ownership or entrepreneurship is finding quality health insurance benefits for you and your employees. Start with Marketplace options if it is Open Enrollment, but if you are looking for coverage in between or a supplement to add to your health care plan, AWA might be able to help.
Due to its group buying power as an association, AWA has access to A-rated carriers with affordable health solutions. From Fixed Indemnity to Accident insured benefits to Dental and Vision insured benefits, AWA has researched innovative solutions that work well for entrepreneurs.
Non-Insured Benefits
The AWA membership levels that include access to insured benefits don’t stop there. Partnered with non-insured, health resources like patient advocacy, telemedicine, discounts on prescriptions, lab work or imaging, AWA memberships create a more thorough approach to health for its members.
Learn more about accessing insured benefits through membership in AWA today! Our benefits administrator – Premier Health Solutions – has licensed agents available to answer any questions you might have.
Accident Insurance
Accident insurance can help you prepare for the unexpected and provide an affordable way for individuals and families to be protected from the extra expenses that can come due to an accident. Having access to benefits and resources to assist with unforeseen expenses can help ease the burden; and this is where Accident insurance can help.
Fixed Indemnity Insurance
Memberships are available that include access to Fixed Indemnity insured benefits. Â These benefits include hospital confinement, emergency room, outpatient surgery and more. (Benefits vary by membership).
Dental Insurance
Fully insured dental benefits include coverage for dental exams, cleanings, treatment and services, including endodontics, periodontics, oral surgery, crowns, bridges, dentures, as well as orthodontics for dependent children. Dental indemnity plans are also available, which include coverage for preventive dental care, cleanings, x-rays and procedures, such as fillings and extractions.
Prescription Insurance
AWA offers memberships with insured prescription benefits for most of the commonly prescribed generic drugs and preferred name drugs at low member co-pays. In addition, this membership allows purchase of non-preferred brand name drugs and non co-pay generics at a discounted rate, saving anywhere from 10-70% off of the pharmacy’s retail charge.
Term Life Insurance
With various programs available, every member can find the coverage that works best for them. Keep reading to learn more about this type of coverage and the available options, then contact us for more information about signing up.
Vision Benefits
AWA members have access to both vision discounts and vision programs with benefits toward annual exams, frames, lenses and contact lenses. Identifying common eye diseases and getting early treatment is critical to preventing permanent vision loss.