page

Affiliated Workers Association

Footer - Join AWA Form

core/heading

<h2 class="wp-block-heading">Fully-Insured Benefits</h2>

core/paragraph

<p>AWA offers several options in dental benefits. Fully-insured benefits cover basics like dental exams, cleanings, and treatment, as well as more advanced dental issues such as endodontics, periodontics, crowns, oral surgery, bridges, dentures, and orthodontics.</p>

<p>Dental indemnity benefits are also available and provide coverage for preventative care such as cleanings, x-rays, and covered procedures like fillings and extractions.</p>

<p>Insured dental benefits are underwritten by United Concordia, an A-rated carrier with a solid national network of providers. Fixed Indemnity Dental benefits are underwritten by Reliance Standard Life Insurance Company, an A++ rated insurance carrier.</p>

core/column

<div class="wp-block-column"><h2 class="wp-block-heading">Fully-Insured Benefits</h2><p>AWA offers several options in dental benefits. Fully-insured benefits cover basics like dental exams, cleanings, and treatment, as well as more advanced dental issues such as endodontics, periodontics, crowns, oral surgery, bridges, dentures, and orthodontics.</p><p>Dental indemnity benefits are also available and provide coverage for preventative care such as cleanings, x-rays, and covered procedures like fillings and extractions.</p><p>Insured dental benefits are underwritten by United Concordia, an A-rated carrier with a solid national network of providers. Fixed Indemnity Dental benefits are underwritten by Reliance Standard Life Insurance Company, an A++ rated insurance carrier.</p></div>

core/image

core/columns

<div class="wp-block-columns"><div class="wp-block-column"><h2 class="wp-block-heading">Fully-Insured Benefits</h2><p>AWA offers several options in dental benefits. Fully-insured benefits cover basics like dental exams, cleanings, and treatment, as well as more advanced dental issues such as endodontics, periodontics, crowns, oral surgery, bridges, dentures, and orthodontics.</p><p>Dental indemnity benefits are also available and provide coverage for preventative care such as cleanings, x-rays, and covered procedures like fillings and extractions.</p><p>Insured dental benefits are underwritten by United Concordia, an A-rated carrier with a solid national network of providers. Fixed Indemnity Dental benefits are underwritten by Reliance Standard Life Insurance Company, an A++ rated insurance carrier.</p></div><div class="wp-block-column"><figure class="wp-block-image size-full is-style-masked-image"><img src="https://mu.staging.premierhsllc.com/awa/wp-content/uploads/sites/2/AWA-Health-Care-Discounts.jpg" alt="Self Employed Professional with AWA Health Care Discounts" class="wp-image-3998"/></figure></div></div>

<h2 class="wp-block-heading">AWA Memberships with <strong>Insured Dental Benefits</strong></h2>

core/group

<div class="wp-block-group" style="padding-top:var(--wp--preset--spacing--70)"><h2 class="wp-block-heading">AWA Memberships with <strong>Insured Dental Benefits</strong></h2></div>

<h3 class="wp-block-heading">AWA Dental Plus</h3>

<p>With prescription savings through the ScriptSave Rx Prescription Savings Card and an additional Vision Savings Program from Davis Vision, members find real value in AWA Dental Plus.</p>

core/button

<div class="wp-block-button has-custom-font-size has-small-font-size"><a class="wp-block-button__link wp-element-button" href="https://mu.staging.premierhsllc.com/awa/membership-plans/awa-dental-plus/">Learn More about AWA Dental Plus</a></div>

core/buttons

<div class="wp-block-buttons"><div class="wp-block-button has-custom-font-size has-small-font-size"><a class="wp-block-button__link wp-element-button" href="https://mu.staging.premierhsllc.com/awa/membership-plans/awa-dental-plus/">Learn More about AWA Dental Plus</a></div></div>

<h3 class="wp-block-heading">AWA Dental</h3>

<p>Members know exactly what the plan pays before they go to the dentist with AWA Dental memberships. With access to one of the largest Dental PPO Networks in the country, members get discounted pricing.</p>

<div class="wp-block-button has-custom-font-size has-small-font-size"><a class="wp-block-button__link wp-element-button" href="https://mu.staging.premierhsllc.com/awa/membership-plans/awa-dental/">Learn More about AWA Dental</a></div>

<div class="wp-block-buttons"><div class="wp-block-button has-custom-font-size has-small-font-size"><a class="wp-block-button__link wp-element-button" href="https://mu.staging.premierhsllc.com/awa/membership-plans/awa-dental/">Learn More about AWA Dental</a></div></div>

<div class="wp-block-group" style="padding-top:var(--wp--preset--spacing--70);padding-right:0;padding-bottom:var(--wp--preset--spacing--70)"><h3 class="wp-block-heading">AWA Dental Plus</h3><figure class="wp-block-image alignright size-full"><img src="https://mu.staging.premierhsllc.com/awa/wp-content/uploads/sites/2/AWADentalPlus_Logo.jpg" alt="" class="wp-image-3292"/></figure><p>With prescription savings through the ScriptSave Rx Prescription Savings Card and an additional Vision Savings Program from Davis Vision, members find real value in AWA Dental Plus.</p><div class="wp-block-buttons"><div class="wp-block-button has-custom-font-size has-small-font-size"><a class="wp-block-button__link wp-element-button" href="https://mu.staging.premierhsllc.com/awa/membership-plans/awa-dental-plus/">Learn More about AWA Dental Plus</a></div></div><p></p><h3 class="wp-block-heading">AWA Dental</h3><figure class="wp-block-image alignright size-full"><img src="https://mu.staging.premierhsllc.com/awa/wp-content/uploads/sites/2/Dental_1000-1500_XS.png" alt="" class="wp-image-4943"/></figure><p>Members know exactly what the plan pays before they go to the dentist with AWA Dental memberships. With access to one of the largest Dental PPO Networks in the country, members get discounted pricing.</p><div class="wp-block-buttons"><div class="wp-block-button has-custom-font-size has-small-font-size"><a class="wp-block-button__link wp-element-button" href="https://mu.staging.premierhsllc.com/awa/membership-plans/awa-dental/">Learn More about AWA Dental</a></div></div><p></p></div>

<h2 class="wp-block-heading has-cyan-dark-color has-text-color">Answers to Common Questions About <strong>Dental Benefits</strong></h2>

<p>It is normal to have questions about dental benefits and which ones are best for you. One of the ways AWA provides value to our members is by providing two plans that offer very different coverage levels, which allows each member to find something that works for their family.</p>

<p>We are also available to answer your questions and help you find the right plan for your needs. Below you will find answers to some of the most common questions about dental benefits.</p>

acf/accordion-block

<acf block="accordion-block" props="{"accordions":[{"title":"Do Health Benefits Include Dental Benefits?","content":"<p>It depends on the health plan. However, you should never assume that your health care plan includes dental benefits. In most cases, dental benefits are not included directly with the health plan, but a person\u2019s health plan might be bundled with dental coverage.<\/p>\n<p>The HealthCare.gov site offers a good overview of\u00a0<a href=\"https:\/\/www.healthcare.gov\/coverage\/dental-coverage\/\" target=\"_blank\" rel=\"noopener\">dental coverage available in the marketplace<\/a>\u00a0and various categories of dental coverage.<\/p>\n"},{"title":"Why Are Dental Benefits Important?","content":"<p>A person who does not have any dental issues might assume that it\u2019s cheaper to pay for an exam once or twice a year than to pay monthly premiums for dental benefits. There are two things to consider if this is your plan.<\/p>\n<p>First, dental plans are likely less expensive than you\u2019re imagining. In almost every dental plan on the market, two dental exams and cleanings are covered with a minimum co-pay. For most people, the cost of their yearly coverage will essentially be paid for by receiving these cleanings for a very low charge.<\/p>\n<p>Second, just because you have healthy teeth and gums today does not mean you will forever. In fact, as a person ages, their chance of developing serious \u2013 and expensive \u2013 dental issues increase. You can prevent paying thousands out of pocket for injury or disease to your teeth and gums by having full dental coverage.<\/p>\n<p>It\u2019s also important to note that many dental plans have what\u2019s known as a probationary period. This is essentially a period after you have started paying for benefits before covering any major work such as crowns or root canals. This is to prevent people from waiting to get coverage until they need significant work.<\/p>\n<p>Waiting periods vary by plan (and not all plans have one) but can be up to a year after coverage begins.<\/p>\n"},{"title":"What Does it Mean to Have Full Dental Benefits?","content":"<p>Full dental benefits cover:<\/p>\n<ul>\n<li>Preventative care<\/li>\n<li>Basic care<\/li>\n<li>Major restorative care<\/li>\n<\/ul>\n<p>In some cases, they also cover orthodontic treatment.<\/p>\n<p>Note that full dental benefits mean that you have coverage for most dental issues. It does not mean that your dental benefit will cover 100% of costs. You should always read your plan to learn about co-pays, non-covered procedures, and annual maximums.<\/p>\n"},{"title":"Why is Dental Care Important?","content":"<p>Dental care is vital for the health of your teeth and gums, but many people don\u2019t realize that your\u00a0<a href=\"https:\/\/www.mayoclinic.org\/healthy-lifestyle\/adult-health\/in-depth\/dental\/art-20047475\" target=\"_blank\" rel=\"noopener\">oral health can affect your overall health<\/a>, too.<\/p>\n<p>Remember that your mouth is the entry point to your digestive and respiratory tracts. As is true of other parts of your body, your mouth is full of bacteria. Most of it is harmless, but some of it can cause disease.<\/p>\n<p>When you brush and floss daily, you will have a good chance of keeping the bacteria in your mouth under control. However, if you are not vigilant, bacteria can cause oral infections, including tooth decay and gum disease.<\/p>\n<p>Even if your brush and floss regularly, some medications can reduce saliva. This is a problem because saliva is the body\u2019s natural mouth cleaner, and it serves to wash away food and neutralize the acid in your mouth. Medications that can reduce saliva include:<\/p>\n<ul>\n<li>Decongestants<\/li>\n<li>Antihistamines<\/li>\n<li>Painkillers<\/li>\n<li>Diuretics<\/li>\n<li>Antidepressants<\/li>\n<\/ul>\n<p>If oral health issues are left without treatment, a person can develop a severe form of gum disease known as periodontitis. Studies have shown that oral inflammation and bacteria associated with periodontitis can cause or contribute to medical conditions such as:<\/p>\n<ul>\n<li>Diabetes<\/li>\n<li>HIV\/AIDS<\/li>\n<li>Endocarditis (infection of the inner lining of the heart)<\/li>\n<li>Cardiovascular disease<\/li>\n<li>Complications during pregnancy<\/li>\n<li>Low birth weight<\/li>\n<li>Premature birth<\/li>\n<li>Pneumonia<\/li>\n<\/ul>\n<p>In other instances, medical conditions have been shown to increase the chance of disease to the mouth and gums. Osteoporosis leads to weakening bones, including tooth loss and jawbones. As Alzheimer\u2019s progresses, it begins to correlate with a decrease in oral health.<\/p>\n<p>Getting regular dental care, including exams and cleanings, is the best way to ensure that your oral health is not affecting your overall health and longevity.<\/p>\n"},{"title":"Why Choose AWA for Dental Insurance?","content":"<p>AWA offers options in dental benefits to ensure our members can find an affordable plan and meet their unique needs. We have group buying power that helps keep our rates competitive, and the additional resources that come with dental coverage provide significant added value.<\/p>\n<p>Everything we do at AWA revolves around our core idea: empowerment. We want all of our members to have the coverage and resources needed to build their company. Offering dental benefits is just one way we are working to achieve that goal every day.<\/p>\n"}]}" />

<div class="wp-block-group has-primary-light-background-color has-background" style="padding-top:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--70)"><h2 class="wp-block-heading has-cyan-dark-color has-text-color">Answers to Common Questions About <strong>Dental Benefits</strong></h2><p>It is normal to have questions about dental benefits and which ones are best for you. One of the ways AWA provides value to our members is by providing two plans that offer very different coverage levels, which allows each member to find something that works for their family.</p><p>We are also available to answer your questions and help you find the right plan for your needs. Below you will find answers to some of the most common questions about dental benefits.</p></div>


<div class="wp-block-columns is-layout-flex wp-container-3">
<div class="wp-block-column is-layout-flow">
<h2 class="wp-block-heading">Fully-Insured Benefits</h2>



<p>AWA offers several options in dental benefits. Fully-insured benefits cover basics like dental exams, cleanings, and treatment, as well as more advanced dental issues such as endodontics, periodontics, crowns, oral surgery, bridges, dentures, and orthodontics.</p>



<p>Dental indemnity benefits are also available and provide coverage for preventative care such as cleanings, x-rays, and covered procedures like fillings and extractions.</p>



<p>Insured dental benefits are underwritten by United Concordia, an A-rated carrier with a solid national network of providers. Fixed Indemnity Dental benefits are underwritten by Reliance Standard Life Insurance Company, an A++ rated insurance carrier.</p>
</div>



<div class="wp-block-column is-layout-flow">
<figure class="wp-block-image size-full is-style-masked-image"><img decoding="async" loading="lazy" width="1000" height="1000" src="https://mu.staging.premierhsllc.com/awa/wp-content/uploads/sites/2/AWA-Health-Care-Discounts.jpg" alt="Self Employed Professional with AWA Health Care Discounts" class="wp-image-3998" srcset="https://mu.staging.premierhsllc.com/awa/wp-content/uploads/sites/2/AWA-Health-Care-Discounts.jpg 1000w, https://mu.staging.premierhsllc.com/awa/wp-content/uploads/sites/2/AWA-Health-Care-Discounts-300x300.jpg 300w, https://mu.staging.premierhsllc.com/awa/wp-content/uploads/sites/2/AWA-Health-Care-Discounts-150x150.jpg 150w, https://mu.staging.premierhsllc.com/awa/wp-content/uploads/sites/2/AWA-Health-Care-Discounts-768x768.jpg 768w" sizes="(max-width: 1000px) 100vw, 1000px" /></figure>
</div>
</div>



<div class="wp-block-group is-layout-flow" style="padding-top:var(--wp--preset--spacing--70)">
<h2 class="wp-block-heading">AWA Memberships with <strong>Insured Dental Benefits</strong></h2>
</div>



<div class="wp-block-group is-layout-flow" style="padding-top:var(--wp--preset--spacing--70);padding-right:0;padding-bottom:var(--wp--preset--spacing--70)">
<h3 class="wp-block-heading">AWA Dental Plus</h3>



<figure class="wp-block-image alignright size-full"><img decoding="async" loading="lazy" width="200" height="48" src="https://mu.staging.premierhsllc.com/awa/wp-content/uploads/sites/2/AWADentalPlus_Logo.jpg" alt="" class="wp-image-3292"/></figure>



<p>With prescription savings through the ScriptSave Rx Prescription Savings Card and an additional Vision Savings Program from Davis Vision, members find real value in AWA Dental Plus.</p>



<div class="wp-block-buttons is-layout-flex">
<div class="wp-block-button has-custom-font-size has-small-font-size"><a class="wp-block-button__link wp-element-button" href="https://affiliatedworkersassociation.org/membership-plans/awa-dental-plus/">Learn More about AWA Dental Plus</a></div>
</div>



<p></p>



<h3 class="wp-block-heading">AWA Dental</h3>



<figure class="wp-block-image alignright size-full"><img decoding="async" loading="lazy" width="160" height="36" src="https://mu.staging.premierhsllc.com/awa/wp-content/uploads/sites/2/Dental_1000-1500_XS.png" alt="" class="wp-image-4943"/></figure>



<p>Members know exactly what the plan pays before they go to the dentist with AWA Dental memberships. With access to one of the largest Dental PPO Networks in the country, members get discounted pricing.</p>



<div class="wp-block-buttons is-layout-flex">
<div class="wp-block-button has-custom-font-size has-small-font-size"><a class="wp-block-button__link wp-element-button" href="https://affiliatedworkersassociation.org/membership-plans/awa-dental/">Learn More about AWA Dental</a></div>
</div>



<p></p>
</div>



<div class="wp-block-group has-primary-light-background-color has-background is-layout-flow" style="padding-top:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--70)">
<h2 class="wp-block-heading has-cyan-dark-color has-text-color">Answers to Common Questions About <strong>Dental Benefits</strong></h2>



<p>It is normal to have questions about dental benefits and which ones are best for you. One of the ways AWA provides value to our members is by providing two plans that offer very different coverage levels, which allows each member to find something that works for their family.</p>



<p>We are also available to answer your questions and help you find the right plan for your needs. Below you will find answers to some of the most common questions about dental benefits.</p>


<div class="acf-block" data-id="65146d1e84cc6">ACF Block</div></div>


Insured Dental Benefits

Fully-Insured Benefits

AWA Memberships with Insured Dental Benefits

AWA Dental Plus

AWA Dental

Answers to Common Questions About Dental Benefits